Online Payment Gateway in Nepal

An international online payment gateway from Nepal though started in late 2017, provides a safe, secure, and easy payment solution. More and more successful merchants in Nepal are using this online payment system to increase their business efficiency!

Online payment gateway, the longer term of payments authorizes credit or in some gateways also open-end credit transactions. As we enter a more technological area more and more consumers just don’t have time to go to merchant shops or businesses for easy payments. By using a web payment gateway on your merchant website, customers and repair consumers can easily make financial transactions from anywhere using their credit or open-end credit and therefore the online payment gateway installed within the merchant website or e-commerce website. Many website design companies specialize in installing a secure and safe payment gateway and more and more merchants are converting to e-commerce businesses.

Online Payment Gateway in Nepal

An online payment gateway can't only increase your potential sales but always also for a user-friendly experience with the customer. As more and more countries develop their banking systems, almost every country has a minimum of one or two major banks that provide a web payment integration service like Nepal.

What is an online payment gateway?

An online payment gateway allows customers to try to direct financially payments using credit cards by the web, most used as a merchant service the payment gateway is installed by an internet site design company for e-commerce websites that want to extend revenue. Although it's also seen as an e-commerce application, many companies like service providers use a web payment gateway in their website to permit straightforward and safe payments for his or her services.

How does a payment gateway work?

Payment gateways or online payment gateways add a quick and safe way, by allowing consumers to pay directly using the web and their credit or open-end credit. By establishing a web gateway portal from an application or website to the bank the sharing of data and data becomes possible. By performing a transaction a security form must be filled therein only the cardboard holder will know and therefore the transaction is often made.

How can I get a payment gateway in Nepal?

To get an online payment gateway in Nepal you need to find a reliable website design company that can install payment gateways, the next step will be acquiring a merchant ID from the bank that provides online payment services. Every bank has its own policy of charges for this type of service, so it is always recommended to study a few banks before accepting their proposals. Together with your website design company, you can design the option of online payment for your website.

How much does a payment gateway cost in Nepal?

There are two costs involved for installing a payment gateway in Nepal, counting on your website designer who can charge between $150 to $200 USD and therefore the bank from where you select to require a merchant ID. The bank will charge a yearly fee plus a charge per transaction made. it's best to try to research a minimum of two to 3 reliable banks and invite their quotations before ordering a merchant ID for your online payment gateway.

Is PayPal a payment gateway available in Nepal?

PayPal and PayPal payment gateways in Nepal aren't available in Nepal, most people open a PayPal account through a relative or trustee living outside of Nepal. There are several reasons why Nepal doesn't yet allow PayPal, some are to try to to with specific compliance rules or political influences and imbalances. If you created a PayPal account in Nepal, it won’t work as Nepal as of yet doesn't allow the payment service provider to try to transactions within and to outside the country.

Is Visa a payment gateway in Nepal?

Both Visa and MasterCard have accepted credit cards for online payment gateways in Nepal. While using a web payment gateway, Visa Cards are often wont to make a secure and secure transaction, for purchasing a service, goods, or a financial transaction. While most consumers possess either a Visa or MasterCard, shopping or purchasing service are often done by the comfort of home or your current location as long as you've got internet or WIFI access.

How many types of payment gateway is there?

The four different types of payment gateways, Hosted payment gateways, Self-hosted payment gateways, API-hosted payment gateways, and native bank integration. Hosted payment gateways are mostly used and can direct the buyer to a payment service providers page also referred to as the PSP page. one among the foremost well-known is going to be PayPal. Self-hosted payment gateways collect the payment details on the merchant’s website itself before sending them to the payment URL. Stripe is one company that powers self-hosted payment gateways for the well-known Shopify. An API-hosted payment gateway is that the best for a merchant to interact within the customer's payment experience, this technique is often integrated with mobile or tablet devices and is extremely user-friendly! Last local bank integration gateways will direct the customer to the bank’s payment page and after payment redirects back to the merchant’s website with a payment confirmation.

What are the best online payment service providers in Nepal?

There are about ten reliable online payment service providers in Nepal, a number of the foremost renowned are: Esewa, Khalti, I- or Epay, IME Pay, Nabil or Himalayan Bank, and Quay. within the list below we'll describe 10 of the foremost used online payment gateways in Nepal.

1. eSewa: operating since 2009, eSewa may be a trusted and recognized internet payment service provider offering all kinds of online payment solutions.
2. Khalti: Mostly know as a web payment provider for services as mobile balance recharging, bill payments, and online ticket booking.
3. IME Pay: referred to as the mobile payment service in Nepal, IME Pay allows its consumers to pay easily and safely by mobile. Payments like utility bills, money transfers, mobile top-up, and even the withdrawal of money at local IME agents are possible.
4. Local bank: Currently there are two banks in Nepal that provide a web payment service, Nabil Bank and Himalayan Bank.
5. iPay: commonly used as a web payment service provider allows for straightforward payments of utility bills and mobile balance top-ups.
6. QPay: While standing firm behind the slogan “Payment Simplified” QPay has revolutionized the mobile payment option into a user-friendly and straightforward payment gateway or payment application.
7. SCT MoCo: SmartChoice Technologies focuses on integrated payment systems compatible with ATMs and mobile devices.
8. nPay: a web payment service provider that works alongside the banks for a simple setup of the payment gateway. that specialize in m-banking, e-banking, and accepts credit and debit cards.
9. ePay: Epay, a secure, fast, and low-cost global payment provider.

   Established and headquartered in Hong Kong in 2014, Epay has branch offices in China, the USA, the UK, Europe, and Samoa, and obtained Hong Kong financial services license, American money service license, and PCI security certification.

   ePay focuses on providing comprehensive financial services like online deposit and withdrawal service, online payment, currency exchange, and global remittance. ePay features a total of 1000,000 global users and quite 150 cooperative banks and financial institutions, connecting with all major financial regions of the planet. Making payment easier is what ePay stands for, on E-payment or electronic payment system from where no checking account is required, by placing various payment kiosks allows for a quick and safe payment from cash to digital.
10. PayWay: or also referred to as Pay Way Nepal may be a basic online payment service provider that permits merchants to integrate a payment gateway in their website.

11. Moru: Moru may be a flagship digital wallet promoted by Pay Nep Private Limited (PNPL). The name Moru is often conjured simply as achromous to Mobile Rupee. Thus, Moru targets to become a household name for the people of Nepal as an easy-to-use, easy-to-understand digital version of cash.

    Since January 2020, Moru has been appealing to people to start out their digital lives, with free registration, free bill payments, freeload, and free bank transfer.

12. Unelma Pay (UPay): In Nepal, there's no service like Unelma Pay (UPay) previously referred to as e-khalti which give international online payment solution. it's an excellent platform for Nepalese to exchange currencies, withdrawal, and deposit from the varied online wallets and online payment systems like PayPal, Payoneer, Payeer, Perfect Money, and lots more.

    There are various other online wallets like Esewa, Khalti, IME Pay then what makes UnelmaPay so different and why should we create an account in Unelmapay. the most feature that creates it different is a world transaction. No other online wallet provides such a service in Nepal. Things are much easier for the web earner to receive or withdraw the payment.

    Along with the international transaction, users can top-up the mobile balance for prepaid and postpaid, pay the utility bills like water, electricity, and internet bills. you'll also get a cashback in some payments which is awesome. so as to pay within the country, you would like Nepalese currency (NRS). just in case you bought the sole USD then the currency must be exchanged to NRS.

• Digital payment wallet
• Support International Payment System
• Receive online earning
• Cashback offers

Follow us on Facebook, Twitter, and Viber to get the latest news, information about Ntc, Ncell, Smart Cell, and phones in Nepal.